get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A large group of people are posing for a picture under a tree.

Jodi Pirowskin

Mortgage Loan Originator | NMLS# 1965585

Jodi Pirowskin entered the mortgage industry in 2019 before joining the Luminate team in 2025. Prior to Jodi’s finance career, she spent 15 years working in Real Estate related industries. Jodi worked in Property Management and Property and Casualty Insurance.  This background provides her with a unique and well-rounded perspective advancing her client value as a Mortgage Loan Officer. 


Jodi has received many accolades throughout her career for her devotion to customer satisfaction! “I always place the best interest of my clients above all else,” Jodi says. “I build very strong relationships with all the clients I work with.  We generally become friends by the time their home/refinance closing date arrives.”


Jodi graduated from the University of Delaware with a Bachelor’s in Science. She is extremely close with her family and friends, and loves spending time outdoors. She enjoys biking, walking, and swimming, and cites her love of the outdoors as the reason she moved to the Sunshine State of Florida over 20 years ago.